At Protection and Investment, we very much
believe that if you fail to plan, you plan to fail.
Financial planning lays the groundwork for achieving your future goals, but it’s essential to prepare for life’s unpredictable twists and turns. When the stability of your financial aspirations hinges on the consistent income of family members, unforeseen circumstances can derail even the most meticulous plans.
In addition to sound financial planning, safeguarding your financial well-being with protection measures like life insurance, income protection, and critical illness coverage is crucial. These financial safeguards, when tailored to your needs, offer assurance and enable you to approach your future with confidence.
While discussing protection might not be the most uplifting topic, it’s a necessary conversation to have. Insurance serves as both a safety net and a source of peace of mind in times of illness, injury, or unfortunate events leading to death. Whether you’re single or in a relationship, with or without dependent children, the right protection insurance can be invaluable. If you already have cover, it’s wise to periodically reassess it to ensure it aligns with your current circumstances. Life changes such as marriage, having children, changing jobs, or moving can influence the type, amount of coverage and term of cover you need. Regular reviews of your protection policies help ensure they continue to meet your evolving needs.
The most well-known type of insurance. This will pay out either a lump sum or a regular income should you pass away, to provide financial support to your dependants.
Critical illness cover will pay out a lump sum if you are diagnosed with a specified serious illness. The type of conditions covered will differ between providers, so cheaper cover may mean less conditions are covered.
Income protection is effectively your own personal sick pay. It pays you a monthly benefit if you become too ill to work due to illness or injury, allowing you to maintain your lifestyle.
Business protection insurance is designed to help protect your business and provide a financial safety net should anything happen to you or your key employees.
There are many more types of investments. If you have any questions and would like to learn more about the types of investments available to you, contact us today for a free initial meeting.
Protection & Investment Ltd © 2023
Registered in England No 3757929
Protection & Investment Ltd is an Independent Financial Adviser which is authorised and regulated by the Financial Conduct Authority [Reg No 222993]
Details can be found on the FCA website www.fca.org.uk
Registered Office: Chandlers House, Ganders Business Park, Kingsley, Hampshire, GU35 9LU
Head Office – Tel: 01420 470 241 – Fax: 01420 478759